I've seen what happens to average American households who don't learn how to manage their money for the short and long-term. Overcoming this is how I came to the Personal Finance community. I believe in Financial Independence, however I don't believe that it is possible for everyone to achieve. However, I do believe that no matter how much you make, you can train your brain to make decisions and take concrete steps that will walk you out of the stress and strain of chronically not having enough. Having enough money in your life to not only survive but to thrive is what the American Dream was really about, after all.
COVID-19 Got You Working From Home Now? Congratulations! Here’s How To Embrace The Transition.
Doesn’t it feel like we’ve lived lifetimes in just a matter of weeks? Well just for fun, let’s think back to not so long ago (like last week) when you were up to your eyeballs in To Do Lists: work projects, home projects, kids to pick up and deliver to after-school hobbies, groceries to get,... Continue Reading →
Here’s How I Harnessed My Commute to Learn a Second Language
Source: Boston Globe I’ve always wanted to speak another language. In elementary school, the cool girls switched to Spanish in the bathroom when they wanted to talk smack. The ladies at church were always fast-talking and belly-laughing about something in an African or Carribbean tongue that sounded like flute music. Jokes in Haitian Creole bubbled... Continue Reading →
Spend Less and Stay Organized with These 7 Road Trip Hacks
I’m writing from the passenger seat of a Subaru Forester from somewhere in Alabama. I’m on a road trip from Massachusetts to Southern Utah, up to Western Montana and back via the Great Lakes region that should take about two months to complete. This trip has been a pipe dream for seven years but up... Continue Reading →
The Dark Side of Mini-Retirement
Six years ago, I made a deal with the Debt Devil. The deal was this: I would suffer however I needed to to pay off $40k in debt in return for assured success. To honor myself, I vowed that when the debt was paid, I would save up enough money to take a ‘mini-retirement’ (multi-month,... Continue Reading →